How to find an Humana psychiatrist

If you struggle with your mental health, talking to a professional can make life a little less difficult. A mental health care provider, like a board-certified psychiatrist, can diagnose you and devise a treatment plan so you can feel better.  

The hunt for the right psychiatrist, especially one who takes your insurance, can be overwhelming––but we’re here to help. If you have Humana health insurance, you have mental health benefits.  

Read on to learn about how to find a Humana psychiatrist and other important considerations when finding an in-network provider.

How Does Humana cover mental health?

Humana offers coverage for a variety of mental health and behavioral health services. All health plans (including Medicaid and Medicare) are a bit different, but psychiatric services that insurance typically covers include:

• Initial psychiatric evaluation

• Medication management

• Prescription drugs  

• Outpatient psychotherapy (AKA talk therapy)

• Intensive outpatient (IOP) services

• Partial hospitalization

• Inpatient/residential treatment

• Emergency room care

Thoroughly review your benefits to check what services are covered by your plan. You should also check if there are any specific requirements for seeing a provider, or any limitations, such as the type of provider you see or your treatment setting. In some cases, your plan might require you to get a referral to see a psychiatrist from your primary care physician.  

All of the information you need to know is outlined in your plan, so make sure to read up on all your benefits before you book your first psychiatrist appointment. If you need assistance or have any questions, contact insurance member services or your benefits team at work for clarification.  

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How to find Humana psychiatrists

Not sure how to find a psychiatrist who accepts Humana insurance? Here are some tips for finding in-network providers.

• Check your insurance’s directory: Humana has a provider directory where you can search for care by zip code. Once you’ve selected your location, you can search for the specific type of provider you need. Insurance directories aren’t always 100% accurate and up-to-date. Contact the provider and make sure they accept your plan before setting up your first appointment.

• Browse online directories: Websites like PsychologyToday.com and ZocDoc.com help you find a provider that fits your unique needs. You can filter by criteria such as accepted health insurance plans, location, gender, and specialties.  

• Work with a virtual Talkiatry psychiatrist: Talkiatry is a national virtual psychiatry practice that treats various mental health conditions. We’re in-network with over 60 major insurance carriers, including Humana. Complete a quick, free online assessment to get matched with a Humana psychiatrist and get treatment from the comfort of your own home.

• Ask your primary care physician: It never hurts to ask for recommendations from your existing care team. Your PCP may have suggestions based on their personal network or psychiatrists that other patients have worked with.  

How much do Humana psychiatrists cost?

The exact amount you’ll pay out-of-pocket to see a Humana psychiatrist varies, depending on a few factors. Your plan will determine some key aspects regarding cost, such as:

• Your deductible: This is the amount of money you must spend out-of-pocket before your insurance starts to pay for services. Generally speaking, the higher your monthly premium is, the lower your deductible is.  

• Your coinsurance: This is the percentage amount determining how much you’ll have to pay out-of-pocket for services. For example, your plan might cover 80% of the cost, and you pay the remaining 20%. This amount may change after meeting your deductible.

• Your copay: This is a flat fee you’ll pay at the time of receiving services. Your copay may differ depending on the type of doctor you see. After you’ve met your deductible, you’ll likely still have to pay a copay, but it depends on your plan.

Your deductible, coinsurance, and copay amounts are determined based on your specific insurance plan. Even within Humana insurance, each plan has different predetermined benefits and costs.  

Additionally, it’s typically best to choose a psychiatrist who’s in-network with your plan. This ensures the least out-of-pocket costs. Some insurance plans offer out-of-network benefits that help you pay for providers who aren’t in-network, but it depends. If your Humana plan does not have out-of-network benefits, you’ll have to pay full price for services from providers who don’t take Humana.  

What to look for when researching psychiatrists

It’s important to do your research to find the psychiatrist who’s best for you. You don’t just want a psychiatrist who takes your insurance––you want a provider who’s a good fit for your unique needs. Here are some factors to consider in your search.  

• Their specialty: Psychiatrists are trained in all aspects of mental health, but it’s best to find a psychiatrist who specializes in your concerns (such as anxiety disorders, depression, bipolar disorder, ADHD, or substance use disorders). Psychiatrists may also specialize in treat children/adolescents, adults or the elderly.

• Your personal preferences: Some people feel more comfortable with a psychiatrisPt who’s similar to them. For example, if you’re a woman, you might feel more at ease with a female psychiatrist than a male. You can consider factors like gender, age, race, or anything else that’s important to you.  

• Where they practice: Consider how far from home you want to travel to the psychiatrist’s office and choose someone within a comfortable distance for in-person visits. Or, if you prefer virtual visits, check if they offer telehealth appointments (including telepsychiatry).

• Confirm their availability: It’s common for in-network providers to be pretty booked up. Call or email to check if they’re accepting new patients. If they’re not, you can ask to be put on their waitlist or see if they have an idea of when they’ll have space for new patients.  

• Cross-check coverage: Always err on the side of caution and cross-check insurance coverage when you find an in-network provider you like. Ask the psychiatrist if they take your insurance company and plan, and then double-check with your insurance company.

• Ask about talk therapy: Some psychiatrists may also offer therapy services in addition to medication management.  

On top of all this, once you start seeing your psychiatrist, you want to make sure that you feel comfortable with them. A good psychiatrist should make you feel seen and heard, validate your concerns, and answer all your questions.  

With the help of a qualified psychiatrist, your path to healing starts now.  

Have coverage from another insurance provider? Check out our articles on finding United Healthcare psychiatrists, Aetna psychiatrists, and Cigna psychiatrists.

FAQs

Here’s what else to know when looking for a Humana psychiatrist.

What does a psychiatrist do?

Generally speaking, psychiatrists are medical doctors who specialize in mental health conditions, including for adults and children. A psychiatrist can diagnose mental health conditions and provide treatment, including prescribing medication. They may also collaborate with other providers, such as psychologists or therapists, for a holistic approach to treatment.  

What can a psychiatrist treat?

A psychiatrist can treat a wide variety of conditions, including:

• Anxiety disorders

• Attention-deficit/hyperactivity disorder (ADHD)

• Bipolar disorder

• Depression

• Eating disorders

• Obsessive-compulsive disorder (OCD)

• Panic disorder (PD)

• Personality disorders

• Post-traumatic stress disorder (PTSD)

• Schizophrenia

• Substance use disorder

• And more

The information in this article is for education and informational purposes only and should never be substituted for medical advice, diagnoses, or treatment. If you or someone you know may be in danger, call 911 or the National Suicide and Crisis Lifeline at 988 right away.