Psychiatry covered by insurance
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How much do visits cost?
The majority of visits cost patients $30 or less after insurance, but the actual cost of your appointments depends on your insurance plan.
What determines how much I’ll pay for my visit?
Like most doctor's offices, we bill your insurance directly. Based on the details of your plan, your insurer determines your total out-of-pocket cost for that visit. For some people, it's just a copay. If you have an unmet deductible, it could be more.
Can I get an estimate of my visit cost?
The best way to get a detailed cost estimate is to contact your insurance provider directly. Call the number on the back of your insurance card and ask about your plan's coverage for outpatient psychiatric services. Some insurance companies also offer customer support via email.


Understanding your insurance coverage
Copay
A flat fee you pay out of pocket for each visit.
Deductible
A fixed amount you need to pay out of pocket for certain services before your insurance will cover the costs. Not all plans have deductibles.
Coinsurance
A set percentage of healthcare costs that you are responsible for after you’ve met your deductible, if you have one.
Out-of-pocket maximum
A limit on what you have to pay out of pocket for healthcare in a year. Once it’s met, your insurance will pay the remainder of eligible medical expenses.
Does my insurance company cover psychiatry?
Blue Cross Blue Shield treats mental health conditions similarly to any other condition, so as long as your psychiatrist is in network, you’re covered.
The actual cost of visits depends on the details of your specific plan. Contact your provider directly to get an estimate.
In most cases, yes. Coverage varies depending on your specific plan, so it’s a good idea to reach out to your insurance provider to confirm the details.
As long as your psychiatry treatment is in network, you’re covered, but out-of-pocket costs vary by plan. Contact your provider directly to confirm your coverage details and get a cost estimate.
In most cases, yes. Reach out to your insurance provider directly to confirm coverage details and out-of-pocket costs for your plan.
What our patients say
Insurance and payment FAQs
Can I get an appointment cost estimate?
The majority of visits cost patients $30 or less after insurance*, but the actual cost of your appointments depends on the details of your insurance plan.
The best way to get a detailed cost estimate is to contact your insurance provider directly. Call the number on the back of your insurance card and ask about your plan’s coverage for outpatient psychiatric services. Some insurance companies also offer customer support via email.
*Includes all types of patient costs: copayment, deductible, coinsurance, and $0 payments. Excludes no-shows. Your medical visit costs can vary depending on insurance coverage. Learn more.
Is self-pay an option?
Right now, we only see patients whose insurance we accept, and we do not currently offer a self-pay option. If you’re interested in self-pay, see our resources page for other places to continue your search in finding care.
Do you take Medicaid?
We don’t take Medicaid at this time. For help finding clinicians that do, see our resources page for other places to continue your search, or your state’s Medicaid website. If you have a primary care provider, they may be able to provide a referral.
Do you offer payment plans?
We offer the option to pay balances over $250 in monthly or biweekly installments. After you receive your first statement, you can enroll online and choose a monthly or biweekly payment plan. The minimum payment is $50 and the maximum repayment period is 6 months.
How does billing work?
We bill your insurance directly, and we won’t send you a statement until they’ve responded. The specific timeframe depends on your insurer. Some patients don’t receive a bill for a few weeks.
If you want to know in advance how much you’ll owe for your visits, we recommend contacting your insurer directly to get the most accurate estimate.
What if I have a deductible?
Some insurance plans have a deductible, an amount you have to pay out of pocket before your insurance company starts paying. If you haven’t reached your deductible, your insurance may not cover the costs of your visits until you do. The best way to find out how much your plan will cover is to call your insurer directly. You can find their number on your insurance card.