Virtual psychiatry, covered by insurance

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Great news! We work with your insurer. Complete our assessment so we can verify your coverage and get you on your way to receiving care.
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Great news—you’re covered! Please note, however, that your insurance plan requires a referral from your primary care physician before your appointment.
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Great news—we accept this plan! Please note, however, that you will need to confirm your plan has out-of-state coverage if you are seeking treatment outside of your home state.
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Great news—we accept this plan! Please note, however, your insurance plan requires a referral from your primary care physician, and you will need to confirm your plan has out-of-state coverage if you are seeking treatment outside of your home state.
Start our short assessment
Sorry, we're not in-network with your insurer. To avoid surprise bills, we only see patients whose insurance plans we accept. See our resources page for other places to continue your search.
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We only see patients whose insurance we accept, and there are some plans we aren’t in network with.
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How it works

The number one
Tell us about you
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Take 10 min to tell us about why you’re seeking care and what you’re looking for.
The number two
Explore your matches
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We’ll show you the bios and treatment approaches of doctors who are a match for you.
The number three
Schedule your visit
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Find a time that works for you. We can usually see you in days.
Start our short assessment

How much do visits cost?

The majority of visits cost patients $30 or less after insurance, but the actual cost of your appointments depends on your insurance plan.

What determines how much I’ll pay for my visit?

Like most doctor's offices, we bill your insurance directly. Based on the details of your plan, your insurer determines your total out-of-pocket cost for that visit. For some people, it's just a copay. If you have an unmet deductible, it could be more.

Can I get an estimate of my visit cost?

The best way to get a detailed cost estimate is to contact your insurance provider directly. Call the number on the back of your insurance card and ask about your plan's coverage for outpatient psychiatric services. Some insurance companies also offer customer support via email.

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Understanding your insurance coverage

Navigating insurance isn’t anyone’s favorite, but we’re here to guide you through it.

Copay

A flat fee you pay out of pocket for each visit.

Deductible

A fixed amount you need to pay out of pocket for certain services before your insurance will cover the costs. Not all plans have deductibles.

Coinsurance

A set percentage of healthcare costs that you are responsible for after you’ve met your deductible, if you have one.

Out-of-pocket maximum

A limit on what you have to pay out of pocket for healthcare in a year. Once it’s met, your insurance will pay the remainder of eligible medical expenses.

Start our short assessment

Does my insurance company cover psychiatry?

Blue Cross Blue Shield

Blue Cross Blue Shield treats mental health conditions similarly to any other condition, so as long as your psychiatrist is in network, you’re covered.

The actual cost of visits depends on the details of your specific plan. Contact your provider directly to get an estimate.

Cigna

In most cases, yes. Coverage varies depending on your specific plan, so it’s a good idea to reach out to your insurance provider to confirm the details.

Aetna

As long as your psychiatry treatment is in network, you’re covered, but out-of-pocket costs vary by plan. Contact your provider directly to confirm your coverage details and get a cost estimate.

United Healthcare

In most cases, yes. Reach out to your insurance provider directly to confirm coverage details and out-of-pocket costs for your plan.

What our patients say

“I recommend Talkiatry to anyone that will listen. The benefits this network has provided me in such a short time are priceless and immeasurable.”
Nancy L., Ohio
“I like my new doctor. She listens to me and I feel like I have a say in what is going on with my healthcare.”
Suzanne M., West Virginia
“You all are literally saving lives by making mental healthcare accessible to everyone. Thank you from the bottom of my heart!”
Ian W., Wisconsin
“The doctor was extremely empathetic and listened and understood me. I have went to many doctors face to face and I find that quality extremely rare. I cannot thank this doctor enough and I am so relieved to have found this service. Truly, from the bottom of my heart, thank you so much.”
Teah F., Ohio
"I was very pleased with the ease of use of the Talkiatry health system. It is very difficult to find providers in my area to help with behavioral health needs."
Richard G., Pennsylvania
I would highly recommend Talkiatry to anyone who needs someone to talk to and listen to them with kindness and caring...The convenience to receive care from your home certainly helps people that can’t get to an office to receive care. I am very grateful for Talkiatry!
Carly J., Massachusetts

Insurance and payment FAQs

Can I get an appointment cost estimate?

The majority of visits cost patients $30 or less after insurance*, but the actual cost of your appointments depends on the details of your insurance plan.

The best way to get a detailed cost estimate is to contact your insurance provider directly. Call the number on the back of your insurance card and ask about your plan’s coverage for outpatient psychiatric services. Some insurance companies also offer customer support via email.

*Includes all types of patient costs: copayment, deductible, coinsurance, and $0 payments. Excludes no-shows. Your medical visit costs can vary depending on insurance coverage. Learn more.

Is self-pay an option?

Right now, we only see patients whose insurance we accept, and we do not currently offer a self-pay option. If you’re interested in self-pay, see our resources page for other places to continue your search in finding care.

Do you take Medicaid?

We don’t take Medicaid at this time. For help finding clinicians that do, see our resources page for other places to continue your search, or your state’s Medicaid website. If you have a primary care provider, they may be able to provide a referral.

Do you offer payment plans?

We offer the option to pay balances over $250 in monthly or biweekly installments. After you receive your first statement, you can enroll online and choose a monthly or biweekly payment plan. The minimum payment is $50 and the maximum repayment period is 6 months.

How does billing work?

We bill your insurance directly, and we won’t send you a statement until they’ve responded. The specific timeframe depends on your insurer. Some patients don’t receive a bill for a few weeks.

If you want to know in advance how much you’ll owe for your visits, we recommend contacting your insurer directly to get the most accurate estimate.

What if I have a deductible?

Some insurance plans have a deductible, an amount you have to pay out of pocket before your insurance company starts paying. If you haven’t reached your deductible, your insurance may not cover the costs of your visits until you do. The best way to find out how much your plan will cover is to call your insurer directly. You can find their number on your insurance card.

Have more questions? View our full FAQ ›

The Talkiatry branded Psychiatry practice is independently owned and operated by a licensed Psychiatrist. For more information about the relationship see our About page.

The Open Payments database is a federal tool used to search payments made by drug and device companies to physicians and teaching hospitals. It can be found at openpaymentsdata.cms.gov.

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